Trader's Second Brain Trader's Second Brain
FundingPips vs FTMO

FundingPips vs FTMO: which rules fit your trading?

FTMO leads on current TSB Fit.

Compare the exact program rows that shape risk, payout timing, and the chance of surviving the account.

Official sources stay separate from offers. Commercial terms never change TSB Fit. How we verify

Compare exact prop firm programs

TSB Fit78 FundingPips
TSB Fit84 FTMO
Selected program rule pressure comparison
RuleWhat it means and why it matters FundingPips2 Step Flex · Account-size based FTMO2-Step FTMO Challenge · $100K EdgeWhich firm has the advantage
Profit targetWhat you need to earn 10% / 6% 10% / 5% Verify
Daily lossIntraday loss pressure 4% 5% Verify
DrawdownHow the breach is measured 12% 10% static Verify
Minimum daysRequired trading pace Verify 4 days Verify
Profit splitHow profits are shared 85%-95% advertised Up to 90% FundingPips
Payout pathWhen you can get paid Bi-weekly style Reward request from day 14 after the first funded trade Verify
Max scalePublished ceiling $2M $2M Verify
FundingPips profile Open full evidence table FTMO profile
Make the shortlist

Who should pick each firm

FundingPips

A strong fit if you want
The decision

FTMO

A strong fit if you want
FundingPips

Rule fit

Published target: 10% / 6%.

Target Which profit target fits your style?
FTMO

Rule fit

Published target: 10% / 5%.

FundingPips

Loss model

4% daily / 12% max.

Risk Which drawdown model do you prefer?
FTMO

Loss model

5% daily / 10% static max.

FundingPips

Platform fit

Works with MatchTrader, cTrader, TradeLocker.

Setup Which operating path fits your workflow?
FTMO

Payout path

Reward request from day 14 after the first funded trade.

Our verdict

Different strengths for different traders. Match the rule model to your trading, then verify every factor.

Compare every factor
Decision guide

Which challenge fits your trading?

  1. 01

    Rules first

    Check profit target, drawdown type, and key rule differences.

  2. 02

    Fit second

    Match the platform, market, and payout path to your trading.

  3. 03

    Checkout last

    Verify live price, availability, KYC, and payout terms.

All decision factors

Side-by-side comparison

Use this as a structured shortlist, not as final financial advice. Check live checkout price, KYC availability, rules, and payout terms before buying an evaluation.

Firm comparison by decision factor
Selected firms FundingPipsForex/CFD evaluation paths FTMOTwo-step evaluation
TSB Fit Score 78/100 Strong comparison candidate 84/100 Strong comparison candidate
Markets Forex, Indices, Metals, Crypto Forex, Indices, Metals, Crypto
Platforms MatchTrader, cTrader, TradeLocker MT4, MT5, cTrader, TradingView
Evaluation model Forex/CFD evaluation paths Two-step evaluation
Primary account size Account-size based $100K
Primary fee Checkout audit €540 list-price snapshot; verify active offers and refundable fee terms
Profit target 10% / 6% 10% / 5%
Daily loss 4% 5%
Max loss / drawdown 12% 10% static
Payout terms 85%-95% advertised / Bi-weekly style Up to 90% / Reward request from day 14 after the first funded trade
Max scale $2M $2M
Promo status No verified code - Offer watch No verified code - Check discount
External trust signal 4.5 / 67K+ reviews 4.8 / 51K+ reviews
Mapped plans

Program rows and payout detail

These are the connected program rows TSB is using for this comparison. A firm can have multiple plans, so treat this as the mapped decision row and verify the official checkout before paying.

Mapped challenge programs, rule structure, loss limits, price, and payout details
Firm & program Structure Loss limits Price & payout
FundingPips 1 mapped program
Program 2 Step Flex Connected research row AccountAccount-size based Steps2 steps Target10% / 6% Daily loss4% Max loss12% PriceCheckout audit Profit split85%-95% advertised Payout pathBi-weekly style
Decision note

The headline drawdown is trader-friendly, but exact model, add-ons, reward split, and checkout price should be verified before buying.
FTMO 1 mapped program
Program 2-Step FTMO Challenge Connected research row Account$100K Steps2 steps Target10% / 5% Daily loss5% Max loss10% static Price€540 list-price snapshot; verify active offers and refundable fee terms Profit splitUp to 90% Payout pathReward request from day 14 after the first funded trade
Decision note

FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.
Evidence

Source and rule coverage

See what is officially mapped, where outside reputation data comes from, and which rule details still need a live check.

Evidence coverage and official source links for the two firms
Firm Program evidence External trust Rule checks Action
FundingPipsForex/CFD evaluation paths Official source mapped Official source snapshot

The headline drawdown is trader-friendly, but exact model, add-ons, reward split, and checkout price should be verified before buying.

 4.5 / 67K+ reviews Trustpilot snapshot
  • Still check checkout, KYC, country availability, payout rules, platform fees, and refund terms before paying.
 Official source
FTMOTwo-step evaluation Official source mapped Official rules, platform, payout, and price sources reviewed

FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.

 4.8 / 51K+ reviews Trustpilot snapshot
  • Daily loss: 5%. Check whether equity, balance, or end-of-day logic is used.
 Official source
Continue the research

Best next checks

01 RulesCompare drawdown model, daily loss, consistency rules, news restrictions, scaling, and payout timing. Open rules monitor 02 OffersCheck whether either firm has a current code, and keep that separate from the actual rule fit. Open offer tracker
Quick answers

FundingPips vs FTMO FAQ

  • 01

    Which side should I trust more?

    Use the side with stronger source coverage and rules that match your market. TSB Fit Score is a shortlist signal, not a guarantee.

  • 02

    Can a promo code change the decision?

    It can change checkout price, but it should not override drawdown pressure, payout terms, country availability, or platform fit.

  • 03

    Why do some rows say verify?

    Prop firm plans and checkout rules change often. TSB marks incomplete rows instead of presenting incomplete data as final.