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Prop Firm Comparison

FTMO vs Topstep.

A side-by-side prop firm comparison that keeps rules, payouts, source coverage, and offer status separate from paid placement.

Which challenge fits your trading?

How to decide

FTMO and Topstep are not the same buying intent. Start with market fit first, then compare rules, payout friction, and offer status.

  • FTMO: FTMO is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
  • Topstep: Topstep is mainly a futures-combine decision. Check platform routing, trailing drawdown, payout cadence, and exchange-specific restrictions before price.

Do not skip

  • Rules before discounts: daily loss, max loss, trailing drawdown, payout timing, and minimum days matter more than a code.
  • Market intent first: futures combine pages and forex/CFD evaluations solve different trading problems.
  • Checkout last: check live price, country availability, KYC, and refund terms on the official checkout.

Who should pick each firm

Pick FTMO if...

  • FTMO leads this pair on current TSB Fit Score, so start here if the market and platform match your trading style.
  • FTMO is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
  • Rule pressure is workable, but still needs account-specific sizing: 10% static.
  • Money check: primary fee/price note is "live price needs verification"; payout context is "Up to 90%"; max scale/allocation is "$2M".
  • Platform fit matters here: mapped platforms include MT4, MT5, cTrader.
  • Source coverage is stronger because TSB has an official row mapped for this firm.

Pick Topstep if...

  • Choose Topstep only if its market, platform, or rule model fits you better than the higher-scoring side.
  • Topstep is mainly a futures-combine decision. Check platform routing, trailing drawdown, payout cadence, and exchange-specific restrictions before price.
  • Rule pressure is workable, but still needs account-specific sizing: $2K MLL.
  • Money check: primary fee/price note is "Membership, activation, reset, and data terms vary by account"; payout context is "90/10"; max scale/allocation is "$150K".
  • Platform fit matters here: mapped platforms include TradingView, NinjaTrader, Tradovate.
  • Source coverage is stronger because TSB has an official row mapped for this firm.

Side-by-side comparison

Use this as a structured shortlist, not as final financial advice. Check live checkout price, KYC availability, rules, and payout terms before buying an evaluation.

Factor FTMO Topstep
TSB Fit Score 86 - Core recommendation candidate 82 - Strong comparison candidate
Markets Forex, Indices, Metals, Crypto Futures
Platforms MT4, MT5, cTrader TradingView, NinjaTrader, Tradovate
Evaluation model Two-step evaluation Futures combine
Primary account size $100K $50K Combine benchmark
Primary fee Checkout audit Membership, activation, reset, and data terms vary by account
Profit target 10% / 5% Profit target plus 50% consistency objective
Daily loss 5% Optional $1K DLL at checkout
Max loss / drawdown 10% static $2K MLL
Payout terms Up to 90% / Reward request after funded-stage rules 90/10 / XFA payout-path rules
Max scale $2M $150K
Promo status No verified code - Check price No verified code - Check price
External trust signal 4.8 / 44,654 reviews 3.5 / 14,323 reviews

Program rows and payout detail

These are the connected program rows TSB is using for this comparison. A firm can have multiple plans, so treat this as the mapped decision row and verify the official checkout before paying.

FTMO mapped rows

2-Step FTMO Challenge

Account$100K
Steps2 steps
Target10% / 5%
Daily loss5%
Max loss10% static
PriceCheckout audit
Profit splitUp to 90%
Payout pathReward request after funded-stage rules

FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.

Topstep mapped rows

Trading Combine

Account$50K Combine benchmark
StepsTrading Combine
TargetProfit target plus 50% consistency objective
Daily lossOptional $1K DLL at checkout
Max loss$2K MLL
PriceMembership, activation, reset, and data terms vary by account
Profit split90/10
Payout pathXFA payout-path rules

Topstep is ready for futures comparison: 50K Combine, 2K MLL, optional DLL, 50% consistency objective, and 90/10 payout split context.

Source and rule coverage

FTMO source coverage

  • Challenge row: Official source snapshot
  • Coverage: Official source mapped
  • Risk note: FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.

Topstep source coverage

  • Challenge row: Official Topstep help snapshot
  • Coverage: Official source mapped
  • Risk note: Topstep is ready for futures comparison: 50K Combine, 2K MLL, optional DLL, 50% consistency objective, and 90/10 payout split context.
Firm Program source External trust signal Watchouts Source link
FTMO Official source snapshot - official source mapped 4.8 / 44,654 reviews / Trustpilot snapshot
  • Daily loss: 5%. Check whether equity, balance, or end-of-day logic is used.
Open source
Topstep Official Topstep help snapshot - official source mapped 3.5 / 14,323 reviews / Trustpilot snapshot
  • Drawdown model: $2K MLL. Size positions from usable buffer, not headline allocation.
Open source

Best next checks

Rules

Compare drawdown model, daily loss, consistency rules, news restrictions, scaling, and payout timing.

Offers

Check whether either firm has a current code, and keep that separate from the actual rule fit.

FAQ

  • Which side should I trust more? Use the side with stronger source coverage and rules that match your market. TSB Fit Score is a shortlist signal, not a guarantee.
  • Can a promo code change the decision? It can change checkout price, but it should not override drawdown pressure, payout terms, country availability, or platform fit.
  • Why do some rows say verify? Prop firm plans and checkout rules change often. TSB marks incomplete rows instead of pretending the data is final.