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FTMO vs Topstep

FTMO vs Topstep: which rules fit your trading?

FTMO leads on current TSB Fit.

Compare the exact program rows that shape risk, payout timing, and the chance of surviving the account.

Official sources stay separate from offers. Commercial terms never change TSB Fit. How we verify

Compare exact prop firm programs

TSB Fit88 FTMO
TSB Fit82 Topstep
Selected program rule pressure comparison
RuleWhat it means and why it matters FTMOFTMO Challenge: 1-Step · Multiple sizes Topstep$1.5K Challenge · Multiple sizes EdgeWhich firm has the advantage
Profit targetWhat you need to earn 10% See programme rules Verify
Daily lossIntraday loss pressure 3% No mapped daily limit Verify
DrawdownHow the breach is measured 10% See programme rules Verify
Minimum daysRequired trading pace None Verify Verify
Profit splitHow profits are shared Up to 90% Up to 100% Topstep
Payout pathWhen you can get paid First request from day 14 Programme-specific Verify
Max scalePublished ceiling $2M $150K FTMO
FTMO profile Open full evidence table Topstep profile
Make the shortlist

Who should pick each firm

FTMO

A strong fit if you want
The decision

Topstep

A strong fit if you want
FTMO

Rule fit

Published target: 10%.

Target Which profit target fits your style?
Topstep

Rule fit

Published target: See programme rules.

FTMO

Loss model

3% daily / 10% max.

Risk Which drawdown model do you prefer?
Topstep

Loss model

No mapped daily limit daily / See programme rules max.

FTMO

Payout path

First request from day 14.

Setup Which operating path fits your workflow?
Topstep

Platform fit

Works with TopstepX.

Our verdict

Different strengths for different traders. Match the rule model to your trading, then verify every factor.

Compare every factor
Decision guide

Which challenge fits your trading?

  1. 01

    Rules first

    Check profit target, drawdown type, and key rule differences.

  2. 02

    Fit second

    Match the platform, market, and payout path to your trading.

  3. 03

    Checkout last

    Verify live price, availability, KYC, and payout terms.

All decision factors

Side-by-side comparison

Use this as a structured shortlist, not as final financial advice. Check live checkout price, KYC availability, rules, and payout terms before buying an evaluation.

Firm comparison by decision factor
Selected firms FTMOFTMO Challenge: 1-Step · FTMO Challenge: 2-Step TopstepTrading Combine · $25K Static Drawdown Trading Combine · $250K Freedom Funded Trading Combine
TSB Fit Score 88/100 Core recommendation candidate 82/100 Strong comparison candidate
Markets Forex, Indices, Metals, Crypto CME equity futures, CME foreign-exchange futures, CME and CBOT agricultural futures, NYMEX energy and metals futures, CBOT equity and interest-rate futures
Platforms MetaTrader 4, MetaTrader 5, cTrader, TradingView TopstepX
Evaluation model FTMO Challenge: 1-Step · FTMO Challenge: 2-Step Trading Combine · $25K Static Drawdown Trading Combine · $250K Freedom Funded Trading Combine
Primary account size Multiple sizes Multiple sizes
Primary fee Choose an exact reviewed configuration Choose an exact reviewed configuration
Profit target 10% See programme rules
Daily loss 3% No mapped daily limit
Max loss / drawdown 10% See programme rules
Payout terms Up to 90% / First request from day 14 Up to 100% / Programme-specific
Max scale $2M $150K
Promo status Check discount - Offer watch Check discount - Offer watch
External trust signal 4.8 / 51K+ reviews 3.6 / 14K+ reviews
Mapped plans

Program rows and payout detail

These are the connected program rows TSB is using for this comparison. A firm can have multiple plans, so treat this as the mapped decision row and verify the official checkout before paying.

Mapped challenge programs, rule structure, loss limits, price, and payout details
Firm & program Structure Loss limits Price & payout
FTMO 2 mapped programs
Program FTMO Challenge: 1-Step Connected research row AccountMultiple sizes Steps1 step Target10% Daily loss3% Max loss10% PriceChoose an exact reviewed configuration Profit splitUp to 90% Payout pathFirst request from day 14
Decision note

Primary pressure: 3% daily loss, 10% maximum loss. Verify the exact configuration before checkout.
Program FTMO Challenge: 2-Step Connected research row AccountMultiple sizes Steps2 steps Target10% / 5% Daily loss5% Max loss10% PriceChoose an exact reviewed configuration Profit splitSee payout rules Payout pathFirst request from day 14
Decision note

Primary pressure: 5% daily loss, 10% maximum loss. Verify the exact configuration before checkout.
Topstep 3 mapped programs
Program $1.5K Challenge Connected research row AccountMultiple sizes Steps2 steps TargetSee programme rules Daily lossNo mapped daily limit Max lossSee programme rules PriceChoose an exact reviewed configuration Profit splitUp to 100% Payout pathProgramme-specific
Decision note

Use the complete programme rules and an exact commercial configuration before checkout.
Program $250K Freedom Funded Trading Combine Connected research row AccountMultiple sizes Steps1 step TargetSee programme rules Daily lossNo mapped daily limit Max lossSee programme rules PriceChoose an exact reviewed configuration Profit splitSee payout rules Payout pathProgramme-specific
Decision note

Use the complete programme rules and an exact commercial configuration before checkout.
Program $25K Static Drawdown Trading Combine Connected research row AccountMultiple sizes Steps1 step TargetSee programme rules Daily lossNo mapped daily limit Max lossSee programme rules PriceChoose an exact reviewed configuration Profit splitSee payout rules Payout pathProgramme-specific
Decision note

Use the complete programme rules and an exact commercial configuration before checkout.
Evidence

Source and rule coverage

See what is officially mapped, where outside reputation data comes from, and which rule details still need a live check.

Evidence coverage and official source links for the two firms
Firm Program evidence External trust Rule checks Action
FTMOFTMO Challenge: 1-Step · FTMO Challenge: 2-Step Official source mapped Official source dossier reviewed 2026-09-11

Primary pressure: 3% daily loss, 10% maximum loss. Verify the exact configuration before checkout.

 4.8 / 51K+ reviews Trustpilot snapshot
  • Still check checkout, KYC, country availability, payout rules, platform fees, and refund terms before paying.
 Official source
TopstepTrading Combine · $25K Static Drawdown Trading Combine · $250K Freedom Funded Trading Combine Official source mapped Official source dossier reviewed 2026-09-11

Use the complete programme rules and an exact commercial configuration before checkout.

 3.6 / 14K+ reviews Trustpilot snapshot
  • Daily loss: No mapped daily limit. Check whether equity, balance, or end-of-day logic is used.
 Official source
Continue the research

Best next checks

01 RulesCompare drawdown model, daily loss, consistency rules, news restrictions, scaling, and payout timing. Open rules monitor 02 OffersCheck whether either firm has a current code, and keep that separate from the actual rule fit. Open offer tracker
Quick answers

FTMO vs Topstep FAQ

  • 01

    Which side should I trust more?

    Use the side with stronger source coverage and rules that match your market. TSB Fit Score is a shortlist signal, not a guarantee.

  • 02

    Can a promo code change the decision?

    It can change checkout price, but it should not override drawdown pressure, payout terms, country availability, or platform fit.

  • 03

    Why do some rows say verify?

    Prop firm plans and checkout rules change often. TSB marks incomplete rows instead of presenting incomplete data as final.