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FTMO vs Topstep

FTMO vs Topstep: which rules fit your trading?

FTMO leads on current TSB Fit.

Compare the exact program rows that shape risk, payout timing, and the chance of surviving the account.

Official sources stay separate from offers. Commercial terms never change TSB Fit. How we verify

Compare exact prop firm programs

TSB Fit84 FTMO
TSB Fit80 Topstep
Selected program rule pressure comparison
RuleWhat it means and why it matters FTMO2-Step FTMO Challenge · $100K TopstepTrading Combine · $50K EdgeWhich firm has the advantage
Profit targetWhat you need to earn 10% / 5% Profit Target plus 50% consistency objective FTMO
Daily lossIntraday loss pressure 5% Optional $1K DLL at checkout Verify
DrawdownHow the breach is measured 10% static $2K MLL Verify
Minimum daysRequired trading pace 4 days 2 days Topstep
Profit splitHow profits are shared Up to 90% 90/10 Verify
Payout pathWhen you can get paid Reward request from day 14 after the first funded trade XFA payout-path rules Verify
Max scalePublished ceiling $2M $150K FTMO
FTMO profile Open full evidence table Topstep profile
Make the shortlist

Who should pick each firm

FTMO

A strong fit if you want
The decision

Topstep

A strong fit if you want
FTMO

Lower target

First-phase target: 10% / 5%.

Target Which profit target fits your style?
Topstep

Rule fit

Published target: Profit Target plus 50% consistency objective.

FTMO

Loss model

5% daily / 10% static max.

Risk Which drawdown model do you prefer?
Topstep

Trailing drawdown

Published threshold: $2K MLL.

FTMO

Payout path

Reward request from day 14 after the first funded trade.

Setup Which operating path fits your workflow?
Topstep

Platform fit

Works with TradingView, NinjaTrader, Tradovate.

Our verdict

Different strengths for different traders. Match the rule model to your trading, then verify every factor.

Compare every factor
Decision guide

Which challenge fits your trading?

  1. 01

    Rules first

    Check profit target, drawdown type, and key rule differences.

  2. 02

    Fit second

    Match the platform, market, and payout path to your trading.

  3. 03

    Checkout last

    Verify live price, availability, KYC, and payout terms.

All decision factors

Side-by-side comparison

Use this as a structured shortlist, not as final financial advice. Check live checkout price, KYC availability, rules, and payout terms before buying an evaluation.

Firm comparison by decision factor
Selected firms FTMOTwo-step evaluation TopstepFutures combine
TSB Fit Score 84/100 Strong comparison candidate 80/100 Strong comparison candidate
Markets Forex, Indices, Metals, Crypto Futures
Platforms MT4, MT5, cTrader, TradingView TradingView, NinjaTrader, Tradovate
Evaluation model Two-step evaluation Futures combine
Primary account size $100K $50K
Primary fee €540 list-price snapshot; verify active offers and refundable fee terms Standard Path; activation fee is separate after passing
Profit target 10% / 5% Profit Target plus 50% consistency objective
Daily loss 5% Optional $1K DLL at checkout
Max loss / drawdown 10% static $2K MLL
Payout terms Up to 90% / Reward request from day 14 after the first funded trade 90/10 / XFA payout-path rules
Max scale $2M $150K
Promo status No verified code - Check discount Check discount - Monthly
External trust signal 4.8 / 51K+ reviews 3.6 / 14K+ reviews
Mapped plans

Program rows and payout detail

These are the connected program rows TSB is using for this comparison. A firm can have multiple plans, so treat this as the mapped decision row and verify the official checkout before paying.

Mapped challenge programs, rule structure, loss limits, price, and payout details
Firm & program Structure Loss limits Price & payout
FTMO 1 mapped program
Program 2-Step FTMO Challenge Connected research row Account$100K Steps2 steps Target10% / 5% Daily loss5% Max loss10% static Price€540 list-price snapshot; verify active offers and refundable fee terms Profit splitUp to 90% Payout pathReward request from day 14 after the first funded trade
Decision note

FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.
Topstep 1 mapped program
Program Trading Combine Connected research row Account$50K StepsCombine · 2-day minimum path TargetProfit Target plus 50% consistency objective Daily lossOptional $1K DLL at checkout Max loss$2K MLL PriceStandard Path; activation fee is separate after passing Profit split90/10 Payout pathXFA payout-path rules
Decision note

The current Trading Combine requires the 50% consistency target and can pass in as few as two trading days; MLL, optional DLL, activation, and payout caps remain the real decision layer.
Evidence

Source and rule coverage

See what is officially mapped, where outside reputation data comes from, and which rule details still need a live check.

Evidence coverage and official source links for the two firms
Firm Program evidence External trust Rule checks Action
FTMOTwo-step evaluation Official source mapped Official rules, platform, payout, and price sources reviewed

FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.

 4.8 / 51K+ reviews Trustpilot snapshot
  • Daily loss: 5%. Check whether equity, balance, or end-of-day logic is used.
 Official source
TopstepFutures combine Official source mapped Official Trading Combine help reviewed

The current Trading Combine requires the 50% consistency target and can pass in as few as two trading days; MLL, optional DLL, activation, and payout caps remain the real decision layer.

 3.6 / 14K+ reviews Trustpilot snapshot
  • Drawdown model: $2K MLL. Size positions from usable buffer, not headline allocation.
 Official source
Continue the research

Best next checks

01 RulesCompare drawdown model, daily loss, consistency rules, news restrictions, scaling, and payout timing. Open rules monitor 02 OffersCheck whether either firm has a current code, and keep that separate from the actual rule fit. Open offer tracker
Quick answers

FTMO vs Topstep FAQ

  • 01

    Which side should I trust more?

    Use the side with stronger source coverage and rules that match your market. TSB Fit Score is a shortlist signal, not a guarantee.

  • 02

    Can a promo code change the decision?

    It can change checkout price, but it should not override drawdown pressure, payout terms, country availability, or platform fit.

  • 03

    Why do some rows say verify?

    Prop firm plans and checkout rules change often. TSB marks incomplete rows instead of presenting incomplete data as final.