The answer: PRO buys room; GROWTH changes the consequence of a bad day
Choose PRO when your history keeps session losses inside a hard daily boundary and benefits from the larger 50K maximum-loss distance. Choose GROWTH when a separate hard daily breach is the dominant threat and your profits are distributed enough to satisfy the tighter consistency objective.
Neither plan is universally more permissive. The same sequence can survive one program and fail or remain ineligible on the other.
The four differences that can change the result
- Daily loss: PRO has a hard evaluation breach; GROWTH has no separate evaluation DLL and later uses a soft Sim-Funded pause.
- Maximum-loss room: PRO provides the larger distance at the selected 50K scope.
- Consistency: GROWTH allows a smaller best-day share, so concentrated profits need more dilution.
- Payout access: GROWTH reaches a request cycle in fewer qualifying days, while PRO permits a larger share of eligible profit within a higher cap.
Price is a fifth input but not a substitute for those rules. Current values render from the catalog; the cost guide attaches them to actual attempt paths.
Profile one: controlled daily losses, wider recovery arc
A strategy can keep every session modest while allowing several losing days before recovery. That history may value PRO's larger maximum-loss distance and remain safely inside its hard daily boundary. If its winning days are not overly concentrated, PRO also gives more room at the consistency gate.
The risk is false comfort from the larger floor. A hard session breach can still end the account before the total floor becomes relevant. Replay both limits separately and preserve the first rule touched.
Profile two: lumpy losing days, shallow total drawdown
Another strategy may recover over several sessions but occasionally produces one large losing day. GROWTH can fit better when that day would breach PRO's separate daily rule yet the full path remains above GROWTH's tighter maximum-loss floor.
This is not permission to ignore daily risk. In Sim-Funded, GROWTH's soft daily stop pauses the session, and the total floor remains account-ending. The rule merely changes the consequence of the first event.
Profile three: one dominant winning day
A profitable history can still be ineligible when its best day represents too much of total profit. GROWTH's 40% ceiling is tighter than PRO's 50%, so the same winning day requires a larger denominator of total profit before GROWTH becomes pass-ready.
Do not remove or cap the winning day in the journal. Preserve it and calculate the additional total profit required under each rule. The rules guide shows why consistency delays the finish rather than proving the trade was wrong.
Profile four: withdrawal-oriented versus survival-oriented
PRO's reviewed payout path favors a trader who wants more eligible profit available per request and accepts the five-day qualifying sequence. GROWTH uses four qualifying days, but lets a smaller share of eligible profit enter the request calculation and applies lower caps.
A trader rebuilding buffer after reaching Sim-Funded may prefer to retain more profit rather than maximize the first request. Another trader may value withdrawing more of the eligible amount. The payout guide keeps those choices separate from the shared split.
Contract scaling can invalidate an evaluation-sized strategy
Both plans use fixed evaluation contract limits by account size, then the reviewed Sim-Funded stage scales allowed contracts with EOD profit. The starting post-pass tier can be smaller than the evaluation cap.
50K Sim-Funded
- $0+ EOD profit: 2 mini / 20 micro
- $1,000+ EOD profit: 3 mini / 30 micro
- $2,000+ EOD profit: 5 mini / 50 micro
100K Sim-Funded
- $0+ EOD profit: 4 mini / 40 micro
- $1,000+ EOD profit: 5 mini / 50 micro
- $2,000+ EOD profit: 8 mini / 80 micro
- $3,000+ EOD profit: 10 mini / 100 micro
150K Sim-Funded
- $0+ EOD profit: 6 mini / 60 micro
- $1,000+ EOD profit: 8 mini / 80 micro
- $2,000+ EOD profit: 10 mini / 100 micro
- $3,000+ EOD profit: 12 mini / 120 micro
- $4,500+ EOD profit: 15 mini / 150 micro
If a strategy needs several contracts to express its exits, recalculate risk and rounding at the first Sim-Funded tier. Passing at one size does not prove the same execution remains possible immediately after the transition.
A fair test uses one immutable history
Do not optimize position size separately for each plan and then call the outcomes comparable. Begin with the same reconciled closed-trade history, same account-size label, same session boundary, and same net-cost treatment. Run PRO and GROWTH as two rule engines over that immutable sequence.
Record target state, daily-loss state, EOD floor, consistency, contract validity, and first binding event. Then run a second scenario only if the proposed size change is explicit and supported by prior evidence. TSB has processed 600K+ cumulative imports across 330 recognized profiles, but this decision still depends on the eligible history selected for the individual test.
Import a representative history and test the exact rule path in TSBWhen neither plan fits
If the history breaches PRO's daily rule and also consumes GROWTH's smaller maximum-loss room, neither plan is a fit at the tested size. If the result only works after untested size reduction, label it a hypothesis. Do not turn FTMO's brand or this partnership into a reason to buy a mismatched program.
Review the full hands-on FTMO Futures article for the platform and export workflow. If the rule mismatch remains, compare other exact programs in the broader futures shortlist.
Bottom line
PRO is the room-and-withdrawal plan; GROWTH is the daily-loss-forgiveness plan. PRO can still be harsher on one losing session. GROWTH can still be harsher on total room and concentrated gains. Pick the program whose binding constraint your reconciled history actually survives.
