Which side should I trust more?

Use the side with stronger source coverage and rules that match your market. TSB Fit Score is a shortlist signal, not a guarantee.

Can a promo code change the decision?

It can change checkout price, but it should not override drawdown pressure, payout terms, country availability, or platform fit.

Why do some rows say verify?

Prop firm plans and checkout rules change often. TSB marks incomplete rows instead of presenting incomplete data as final.

FTMO vs Topstep

Which rules fit your trading?

Headline account size matters less than usable loss buffer, drawdown behavior, and payout timing. Compare exact rules before you pay.

Rules reviewed Aug 26, 2026 Official sources stay separate from offers

FTMO Topstep

2-Step FTMO Challenge · $100K	Rule pressure	Trading Combine · $50K Combine benchmark
10% / 5%	Profit target Phase targets	Profit Target plus 50% consistency objective
5%	Daily loss limit Hard daily stop	Optional $1K DLL at checkout
10% static	Max loss / drawdown Overall breach limit	$2K MLL
4 days	Minimum trading days Mapped evaluation row	2 days
Up to 90%	Profit split Published payout ceiling	90/10
Reward request after funded-stage rules	Payout path First and recurring rewards	XFA payout-path rules
$2M	Max scalePublished ceiling	$150K

Open full evidence table FTMO profile Topstep profile

What this means

Lower first target: FTMO

10% / 5% vs Profit Target plus 50% consistency objective changes how quickly the first phase can be completed.

Profit split: no clear edge

The mapped split ceilings are equal or still need source confirmation.

Loss models need a closer check

Compare daily-loss timing, drawdown type, and breach calculation before treating the headline percentages as equivalent.

Published scale ceiling: FTMO

$2M vs $150K.

Rules can change. Always verify the official program pages before purchase.

Which challenge fits your trading?

How to decide

FTMO and Topstep are not the same buying intent. Start with market fit first, then compare rules, payout friction, and offer status.

FTMO: FTMO is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
Topstep: Topstep is mainly a futures-combine decision. Check platform routing, trailing drawdown, payout cadence, and exchange-specific restrictions before price.

Do not skip

Rules before discounts: daily loss, max loss, trailing drawdown, payout timing, and minimum days matter more than a code.
Market intent first: futures combine pages and forex/CFD evaluations solve different trading problems.
Checkout last: check live price, country availability, KYC, and refund terms on the official checkout.

Who should pick each firm

Pick FTMO if...

FTMO leads this pair on current TSB Fit Score, so start here if the market and platform match your trading style.
FTMO is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
Rule pressure is workable, but still needs account-specific sizing: 10% static.
Money check: primary fee/price note is "List price before any active offer; refundable with the first reward"; payout context is "Up to 90%"; max scale/allocation is "$2M".
Platform fit matters here: mapped platforms include MT4, MT5, cTrader.
Source coverage is stronger because TSB has an official row mapped for this firm.

Pick Topstep if...

Choose Topstep only if its market, platform, or rule model fits you better than the higher-scoring side.
Topstep is mainly a futures-combine decision. Check platform routing, trailing drawdown, payout cadence, and exchange-specific restrictions before price.
Rule pressure is workable, but still needs account-specific sizing: $2K MLL.
Money check: primary fee/price note is "Standard Path; activation fee is separate after passing"; payout context is "90/10"; max scale/allocation is "$150K".
Platform fit matters here: mapped platforms include TradingView, NinjaTrader, Tradovate.
Source coverage is stronger because TSB has an official row mapped for this firm.

Side-by-side comparison

Use this as a structured shortlist, not as final financial advice. Check live checkout price, KYC availability, rules, and payout terms before buying an evaluation.

Factor	FTMO	Topstep
TSB Fit Score	86 - Core recommendation candidate	82 - Strong comparison candidate
Markets	Forex, Indices, Metals, Crypto	Futures
Platforms	MT4, MT5, cTrader	TradingView, NinjaTrader, Tradovate
Evaluation model	Two-step evaluation	Futures combine
Primary account size	$100K	$50K Combine benchmark
Primary fee	List price before any active offer; refundable with the first reward	Standard Path; activation fee is separate after passing
Profit target	10% / 5%	Profit Target plus 50% consistency objective
Daily loss	5%	Optional $1K DLL at checkout
Max loss / drawdown	10% static	$2K MLL
Payout terms	Up to 90% / Reward request after funded-stage rules	90/10 / XFA payout-path rules
Max scale	$2M	$150K
Promo status	No verified code - Check discount	Check discount - Monthly
External trust signal	4.8 / 44,654 reviews	3.5 / 14,323 reviews

Program rows and payout detail

These are the connected program rows TSB is using for this comparison. A firm can have multiple plans, so treat this as the mapped decision row and verify the official checkout before paying.

FTMO mapped rows

2-Step FTMO Challenge

Account$100K

Steps2 steps

Target10% / 5%

Daily loss5%

Max loss10% static

PriceList price before any active offer; refundable with the first reward

Profit splitUp to 90%

Payout pathReward request after funded-stage rules

FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.

Topstep mapped rows

Trading Combine

Account$50K Combine benchmark

StepsCombine · 2-day minimum path

TargetProfit Target plus 50% consistency objective

Daily lossOptional $1K DLL at checkout

Max loss$2K MLL

PriceStandard Path; activation fee is separate after passing

Profit split90/10

Payout pathXFA payout-path rules

The current Trading Combine requires the 50% consistency target and can pass in as few as two trading days; MLL, optional DLL, activation, and payout caps remain the real decision layer.

Source and rule coverage

FTMO source coverage

Challenge row: Official source snapshot
Coverage: Official source mapped
Risk note: FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.

Open official source

Topstep source coverage

Challenge row: Official Trading Combine help reviewed Aug 26, 2026
Coverage: Official source mapped
Risk note: The current Trading Combine requires the 50% consistency target and can pass in as few as two trading days; MLL, optional DLL, activation, and payout caps remain the real decision layer.