FTMO
Traders who want the most established forex/CFD prop firm benchmark and clear evaluation rules.
Prop Firm Comparison
FTMO vs BEM Funding.
A side-by-side prop firm comparison that keeps rules, payouts, source coverage, and offer status separate from paid placement.
BEM Funding
Forex/CFD traders mapping newer MT5 firms that may fit coupon and comparison pages.
Comparison verdict
How to decide
FTMO currently leads on TSB Fit Score, but BEM Funding can still be the better account if its market, platform, and drawdown model fit your trading style.
- FTMO: FTMO is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
- BEM Funding: BEM Funding is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
Do not skip
- Rules before discounts: daily loss, max loss, trailing drawdown, payout timing, and minimum days matter more than a code.
- Market intent first: futures combine pages and forex/CFD evaluations solve different trading problems.
- Checkout last: check live price, country availability, KYC, and refund terms on the official checkout.
Who should pick each firm
Pick FTMO if...
- FTMO leads this pair on current TSB Fit Score, so start here if the market and platform match your trading style.
- FTMO is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
- Rule pressure is workable, but still needs account-specific sizing: 10% static.
- Money check: primary fee/price note is "live price needs verification"; payout context is "Up to 90%"; max scale/allocation is "$2M".
- Platform fit matters here: mapped platforms include MT4, MT5, cTrader.
- Source coverage is stronger because TSB has an official row mapped for this firm.
Pick BEM Funding if...
- Choose BEM Funding only if its market, platform, or rule model fits you better than the higher-scoring side.
- BEM Funding is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
- Rule pressure is workable, but still needs account-specific sizing: 8%.
- Money check: primary fee/price note is "Checkout fee by account size"; payout context is "Payout split by BEM account route"; max scale/allocation is "Scaling available".
- Platform fit matters here: mapped platforms include MT5.
- Source coverage is stronger because TSB has an official row mapped for this firm.
Side-by-side comparison
Use this as a structured shortlist, not as final financial advice. Check live checkout price, KYC availability, rules, and payout terms before buying an evaluation.
| Factor | FTMO | BEM Funding |
|---|---|---|
| TSB Fit Score | 86 - Core recommendation candidate | 79 - Strong comparison candidate |
| Markets | Forex, Indices, Metals, Crypto | Forex, Indices, Metals, Crypto |
| Platforms | MT4, MT5, cTrader | MT5 |
| Evaluation model | Two-step evaluation | BEM challenge programs |
| Primary account size | $100K | Up to $100K |
| Primary fee | Checkout audit | Checkout fee by account size |
| Profit target | 10% / 5% | 10% / 5% |
| Daily loss | 5% | 4% |
| Max loss / drawdown | 10% static | 8% |
| Payout terms | Up to 90% / Reward request after funded-stage rules | Payout split by BEM account route / Weekly payout positioning on public homepage |
| Max scale | $2M | Scaling available |
| Promo status | No public TSB code listed - Offer watch | No public TSB code listed - Live checkout offer check |
| External trust signal | 4.8 / 44,654 reviews | 4.2 / 220 reviews |
Program rows and payout detail
These are the connected program rows TSB is using for this comparison. A firm can have multiple plans, so treat this as the mapped decision row and verify the official checkout before paying.
FTMO mapped rows
2-Step FTMO Challenge
Account$100K
Steps2 steps
Target10% / 5%
Daily loss5%
Max loss10% static
PriceCheckout audit
Profit splitUp to 90%
Payout pathReward request after funded-stage rules
FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.
BEM Funding mapped rows
BEM Extended Challenge
AccountUp to $100K
Steps2 phases
Target10% / 5%
Daily loss4%
Max loss8%
PriceCheckout fee by account size
Profit splitPayout split by BEM account route
Payout pathWeekly payout positioning on public homepage
BEM Funding is ready as a source-backed 2-step benchmark: 10/5 targets, 4% daily loss, 8% max loss, and weekly payout positioning.
Source and rule coverage
FTMO source coverage
- Challenge row: Official source snapshot
- Coverage: Official source mapped
- Risk note: FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.
BEM Funding source coverage
- Challenge row: Official BEM Funding FAQ and homepage snapshot
- Coverage: Official source mapped
- Risk note: BEM Funding is ready as a source-backed 2-step benchmark: 10/5 targets, 4% daily loss, 8% max loss, and weekly payout positioning.
| Firm | Program source | External trust signal | Watchouts | Source link |
|---|---|---|---|---|
| FTMO | Official source snapshot - official source mapped | 4.8 / 44,654 reviews / Trustpilot snapshot |
|
Open source |
| BEM Funding | Official BEM Funding FAQ and homepage snapshot - official source mapped | 4.2 / 220 reviews / Trustpilot snapshot |
|
Open source |
Best next checks
Rules
Compare drawdown model, daily loss, consistency rules, news restrictions, scaling, and payout timing.
Offers
Check whether either firm has a current code, and keep that separate from the actual rule fit.
FAQ
- Which side should I trust more? Use the side with stronger source coverage and rules that match your market. TSB Fit Score is a shortlist signal, not a guarantee.
- Can a promo code change the decision? It can change checkout price, but it should not override drawdown pressure, payout terms, country availability, or platform fit.
- Why do some rows say verify? Prop firm plans and checkout rules change often. TSB marks incomplete rows instead of pretending the data is final.