Fintokei
Forex/CFD traders comparing a European-backed challenge provider with MT4, MT5, and cTrader access.
Prop Firm Comparison
Fintokei vs BEM Funding.
A side-by-side prop firm comparison that keeps rules, payouts, source coverage, and offer status separate from paid placement.
BEM Funding
Forex/CFD traders mapping newer MT5 firms that may fit coupon and comparison pages.
Comparison verdict
How to decide
The TSB Fit Score is close enough that the better choice depends on rule pressure, platform access, payout timing, and whether the official source still matches checkout.
- Fintokei: Fintokei is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
- BEM Funding: BEM Funding is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
Do not skip
- Rules before discounts: daily loss, max loss, trailing drawdown, payout timing, and minimum days matter more than a code.
- Market intent first: futures combine pages and forex/CFD evaluations solve different trading problems.
- Checkout last: check live price, country availability, KYC, and refund terms on the official checkout.
Who should pick each firm
Pick Fintokei if...
- Fintokei is close enough on TSB Fit Score that rules, payout path, and checkout terms should decide.
- Fintokei is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
- Rule pressure is workable, but still needs account-specific sizing: 10%.
- Money check: primary fee/price note is "$529 one-time fee for $100K; $49-$2,399 ProTrader range"; payout context is "80% initial ProTrader performance reward"; max scale/allocation is "Scaling available".
- Platform fit matters here: mapped platforms include MT4, MT5, cTrader.
- Source coverage is stronger because TSB has an official row mapped for this firm.
Pick BEM Funding if...
- BEM Funding is close enough on TSB Fit Score that rules, payout path, and checkout terms should decide.
- BEM Funding is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
- Rule pressure is workable, but still needs account-specific sizing: 8%.
- Money check: primary fee/price note is "Checkout fee by account size"; payout context is "Payout split by BEM account route"; max scale/allocation is "Scaling available".
- Platform fit matters here: mapped platforms include MT5.
- Source coverage is stronger because TSB has an official row mapped for this firm.
Side-by-side comparison
Use this as a structured shortlist, not as final financial advice. Check live checkout price, KYC availability, rules, and payout terms before buying an evaluation.
| Factor | Fintokei | BEM Funding |
|---|---|---|
| TSB Fit Score | 79 - Strong comparison candidate | 79 - Strong comparison candidate |
| Markets | Forex, Indices, Metals, Crypto | Forex, Indices, Metals, Crypto |
| Platforms | MT4, MT5, cTrader | MT5 |
| Evaluation model | ProTrader and SwiftTrader challenge paths | BEM challenge programs |
| Primary account size | $100K benchmark ($10K-$400K range) | Up to $100K |
| Primary fee | $529 one-time fee for $100K; $49-$2,399 ProTrader range | Checkout fee by account size |
| Profit target | 8% / 6% | 10% / 5% |
| Daily loss | 5% | 4% |
| Max loss / drawdown | 10% | 8% |
| Payout terms | 80% initial ProTrader performance reward / Instant payouts after funded performance reward rules | Payout split by BEM account route / Weekly payout positioning on public homepage |
| Max scale | Scaling available | Scaling available |
| Promo status | No public TSB code listed - Live checkout offer check | No public TSB code listed - Live checkout offer check |
| External trust signal | 4.4 / 1,192 reviews | 4.2 / 220 reviews |
Program rows and payout detail
These are the connected program rows TSB is using for this comparison. A firm can have multiple plans, so treat this as the mapped decision row and verify the official checkout before paying.
Fintokei mapped rows
ProTrader
Account$100K benchmark ($10K-$400K range)
Steps2 phases
Target8% / 6%
Daily loss5%
Max loss10%
Price$529 one-time fee for $100K; $49-$2,399 ProTrader range
Profit split80% initial ProTrader performance reward
Payout pathInstant payouts after funded performance reward rules
ProTrader is the clean FTMO-style Fintokei row. Keep SwiftTrader and StartTrader separate because loss limits, targets, and account economics differ.
BEM Funding mapped rows
BEM Extended Challenge
AccountUp to $100K
Steps2 phases
Target10% / 5%
Daily loss4%
Max loss8%
PriceCheckout fee by account size
Profit splitPayout split by BEM account route
Payout pathWeekly payout positioning on public homepage
BEM Funding is ready as a source-backed 2-step benchmark: 10/5 targets, 4% daily loss, 8% max loss, and weekly payout positioning.
Source and rule coverage
Fintokei source coverage
- Challenge row: Official pricing and help-center snapshot
- Coverage: Official source mapped
- Risk note: ProTrader is the clean FTMO-style Fintokei row. Keep SwiftTrader and StartTrader separate because loss limits, targets, and account economics differ.
BEM Funding source coverage
- Challenge row: Official BEM Funding FAQ and homepage snapshot
- Coverage: Official source mapped
- Risk note: BEM Funding is ready as a source-backed 2-step benchmark: 10/5 targets, 4% daily loss, 8% max loss, and weekly payout positioning.
| Firm | Program source | External trust signal | Watchouts | Source link |
|---|---|---|---|---|
| Fintokei | Official pricing and help-center snapshot - official source mapped | 4.4 / 1,192 reviews / Trustpilot snapshot |
|
Open source |
| BEM Funding | Official BEM Funding FAQ and homepage snapshot - official source mapped | 4.2 / 220 reviews / Trustpilot snapshot |
|
Open source |
Best next checks
Rules
Compare drawdown model, daily loss, consistency rules, news restrictions, scaling, and payout timing.
Offers
Check whether either firm has a current code, and keep that separate from the actual rule fit.
FAQ
- Which side should I trust more? Use the side with stronger source coverage and rules that match your market. TSB Fit Score is a shortlist signal, not a guarantee.
- Can a promo code change the decision? It can change checkout price, but it should not override drawdown pressure, payout terms, country availability, or platform fit.
- Why do some rows say verify? Prop firm plans and checkout rules change often. TSB marks incomplete rows instead of pretending the data is final.