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Prop Firm Comparison

BEM Funding vs FTMO.

A side-by-side prop firm comparison that keeps rules, payouts, source coverage, and offer status separate from paid placement.

Comparison verdict

How to decide

FTMO currently leads on TSB Fit Score, but BEM Funding can still be the better account if its market, platform, and drawdown model fit your trading style.

  • BEM Funding: BEM Funding is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
  • FTMO: FTMO is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.

Do not skip

  • Rules before discounts: daily loss, max loss, trailing drawdown, payout timing, and minimum days matter more than a code.
  • Market intent first: futures combine pages and forex/CFD evaluations solve different trading problems.
  • Checkout last: check live price, country availability, KYC, and refund terms on the official checkout.

Who should pick each firm

Pick BEM Funding if...

  • Choose BEM Funding only if its market, platform, or rule model fits you better than the higher-scoring side.
  • BEM Funding is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
  • Rule pressure is workable, but still needs account-specific sizing: 8%.
  • Money check: primary fee/price note is "Checkout fee by account size"; payout context is "Payout split by BEM account route"; max scale/allocation is "Scaling available".
  • Platform fit matters here: mapped platforms include MT5.
  • Source coverage is stronger because TSB has an official row mapped for this firm.

Pick FTMO if...

  • FTMO leads this pair on current TSB Fit Score, so start here if the market and platform match your trading style.
  • FTMO is mainly a forex/CFD evaluation decision. Check MT4/MT5/cTrader access, daily loss, max loss, news rules, and payout conditions before price.
  • Rule pressure is workable, but still needs account-specific sizing: 10% static.
  • Money check: primary fee/price note is "live price needs verification"; payout context is "Up to 90%"; max scale/allocation is "$2M".
  • Platform fit matters here: mapped platforms include MT4, MT5, cTrader.
  • Source coverage is stronger because TSB has an official row mapped for this firm.

Side-by-side comparison

Use this as a structured shortlist, not as final financial advice. Check live checkout price, KYC availability, rules, and payout terms before buying an evaluation.

Factor BEM Funding FTMO
TSB Fit Score 79 - Strong comparison candidate 86 - Core recommendation candidate
Markets Forex, Indices, Metals, Crypto Forex, Indices, Metals, Crypto
Platforms MT5 MT4, MT5, cTrader
Evaluation model BEM challenge programs Two-step evaluation
Primary account size Up to $100K $100K
Primary fee Checkout fee by account size Checkout audit
Profit target 10% / 5% 10% / 5%
Daily loss 4% 5%
Max loss / drawdown 8% 10% static
Payout terms Payout split by BEM account route / Weekly payout positioning on public homepage Up to 90% / Reward request after funded-stage rules
Max scale Scaling available $2M
Promo status No public TSB code listed - Live checkout offer check No public TSB code listed - Offer watch
External trust signal 4.2 / 220 reviews 4.8 / 44,654 reviews

Program rows and payout detail

These are the connected program rows TSB is using for this comparison. A firm can have multiple plans, so treat this as the mapped decision row and verify the official checkout before paying.

BEM Funding mapped rows

BEM Extended Challenge

AccountUp to $100K
Steps2 phases
Target10% / 5%
Daily loss4%
Max loss8%
PriceCheckout fee by account size
Profit splitPayout split by BEM account route
Payout pathWeekly payout positioning on public homepage

BEM Funding is ready as a source-backed 2-step benchmark: 10/5 targets, 4% daily loss, 8% max loss, and weekly payout positioning.

FTMO mapped rows

2-Step FTMO Challenge

Account$100K
Steps2 steps
Target10% / 5%
Daily loss5%
Max loss10% static
PriceCheckout audit
Profit splitUp to 90%
Payout pathReward request after funded-stage rules

FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.

Source and rule coverage

BEM Funding source coverage

  • Challenge row: Official BEM Funding FAQ and homepage snapshot
  • Coverage: Official source mapped
  • Risk note: BEM Funding is ready as a source-backed 2-step benchmark: 10/5 targets, 4% daily loss, 8% max loss, and weekly payout positioning.

FTMO source coverage

  • Challenge row: Official source snapshot
  • Coverage: Official source mapped
  • Risk note: FTMO 2-Step keeps familiar 10/5 targets and static 10% maximum loss, but the 5% daily loss and 4 minimum trading days per phase still decide trader fit.
Firm Program source External trust signal Watchouts Source link
BEM Funding Official BEM Funding FAQ and homepage snapshot - official source mapped 4.2 / 220 reviews / Trustpilot snapshot
  • Offer: do not assume a working code. Check live checkout price and refund terms.
Open source
FTMO Official source snapshot - official source mapped 4.8 / 44,654 reviews / Trustpilot snapshot
  • Daily loss: 5%. Check whether equity, balance, or end-of-day logic is used.
  • Offer: do not assume a working code. Check live checkout price and refund terms.
Open source

Best next checks

Rules

Compare drawdown model, daily loss, consistency rules, news restrictions, scaling, and payout timing.

Offers

Check whether either firm has a current code, and keep that separate from the actual rule fit.

FAQ

  • Which side should I trust more? Use the side with stronger source coverage and rules that match your market. TSB Fit Score is a shortlist signal, not a guarantee.
  • Can a promo code change the decision? It can change checkout price, but it should not override drawdown pressure, payout terms, country availability, or platform fit.
  • Why do some rows say verify? Prop firm plans and checkout rules change often. TSB marks incomplete rows instead of pretending the data is final.