- You plan to stack 3+ funded accounts simultaneously
- You want 100% of the first $25K per account
- You can absorb $85/month PA fees per account
- You handle intraday trailing drawdown without overtrading
- You want a $77/month Core eval with no PA fees after funding
- You prefer EOD trailing drawdown over intraday trailing
- You don't want contract reduction after passing
- You want a clean, low-friction funded experience
Methodology note: This comparison uses official pricing and rule pages for both firms as of early 2026. We focus on the metrics that actually matter after you pass: total cost to first payout, drawdown pressure, and post-funding friction. For the full framework, read how we review prop firms.
The Short Answer
MyFundedFutures is the better value for most futures traders in 2026. Lower eval cost, EOD trailing drawdown that doesn't punish intraday swings, no monthly PA fees, and an 80/20 split that nets you more cash than Apex's 90/10 once you subtract Apex's ongoing fees.
Apex is the higher-ceiling option — 100% of the first $25K per Performance Account and up to 20 simultaneous accounts. But the $85/month PA fee, intraday trailing drawdown, 50% consistency rule, and contract reduction on funded accounts mean you're paying for that ceiling in both dollars and complexity.
This guide compares Apex 50K Full vs MyFundedFutures 50K Core. MyFundedFutures restructured its plans in July 2025, replacing the old Starter/Expert tiers with Core, Rapid, and Pro. Prices and rules change — verify on official sites before buying.
Side-by-Side Comparison
| Feature | Apex 50K Full | MFF 50K Core |
|---|---|---|
| Market | CME futures only | CME futures only |
| Monthly eval cost | ~$197 one-time (frequent 70-90% off promos) | $77/month |
| Funded account fee | $85/month per PA | $0/month |
| 6-month funded cost | $510+ in PA fees | $0 |
| Profit target | $3,000 | $3,000 |
| Trailing drawdown type | Intraday trailing (moves with unrealized highs) | EOD trailing (moves at session close only) |
| Drawdown amount (50K) | $2,500 trailing | $2,000 EOD trailing |
| Daily loss limit | None on Full account | None |
| Payout split | 100% first $25K, then 90% | 80/20 |
| Consistency rule | 50% rule — no single day > 50% of profit | Lighter consistency requirements |
| Contract reduction after funding | Yes — significant reduction on PA | No reduction |
| News trading | Restricted (8 min around major releases) | Allowed |
| Max simultaneous accounts | Up to 20 | Multiple allowed |
| Best for | Account stackers chasing max payout ceiling | Value-focused traders who want clean rules |
Total Cost: Where MFF Pulls Ahead
MyFundedFutures costs less at every stage. The 50K Core eval runs $77/month eval subscription vs Apex's ~$197 one-time eval (under 4.0, Apex no longer charges monthly). And the gap widens after you pass: MFF charges zero monthly PA fees. Apex charges $85/month per funded account.
The math over 6 months funded on a single account:
- Apex: $197 one-time eval + $85 × 6 PA fees = $707 minimum (before any payout)
- MFF: $77 eval month + $0 × 6 = $77 total
Even with Apex's frequent promotional pricing (sometimes 80-90% off), the PA fee is not discounted. That $85/month compounds. Stack 3 accounts and you're paying $255/month in PA fees alone on Apex. On MFF: $0.
The real question: Does Apex's 100% first-$25K split offset $85/month in PA fees plus the friction of tighter rules? For most traders extracting under $3,000/month per account, the answer is no — MFF's 80/20 with zero fees nets more cash.
Drawdown Rules: The Biggest Difference
Apex uses intraday trailing drawdown. MyFundedFutures uses end-of-day (EOD) trailing drawdown. This is the single most important difference between these two firms, and it affects how you trade every session.
Apex intraday trailing: Your drawdown floor moves up in real time as your unrealized equity increases. If NQ spikes 30 points in your favor before reversing, the floor moved up with that spike — even if you close the trade flat. You can lose your account on a day where your closed P&L is zero or positive.
MFF EOD trailing: The floor only moves at end of day based on your closing balance. Intraday swings don't matter. If you're up $2,000 unrealized during the session but close the day up $500, the floor only moves up $500. This gives you significantly more room to let trades breathe.
Example: You enter a long on ES. Price runs 20 points in your favor (+$1,000/contract), then reverses to your entry. On Apex, the floor moved up $1,000 — your remaining drawdown buffer just shrunk by $1,000 even though your P&L is flat. On MFF, nothing changed because you closed the session at the same balance. This difference alone determines which firm works for your trading style.
If you trade volatile instruments with large intraday swings (NQ, CL), MFF's EOD model is dramatically more forgiving. If you scalp for small, quick moves and rarely see large unrealized swings, the difference is smaller.
Payout Split and Friction
Apex: 100% first $25K per PA, then 90%. MFF: 80/20. On paper, Apex wins. In practice, it depends on how much you extract and how long you stay funded.
Apex payout friction:
- 100% first $25K is genuinely best-in-class
- 50% consistency rule gates your payout — one big day can block withdrawal
- Contract reduction on funded accounts means slower profit accumulation
- $85/month PA fee eats into smaller withdrawals
MFF payout path:
- 80/20 split — straightforward, no tricks
- Lighter consistency requirements than Apex
- No monthly fees eating into your profits
- No contract reduction slowing your accumulation
Break-even analysis: On a single $5,000 withdrawal, Apex keeps $0 (within first $25K). MFF keeps $1,000 (20%). But Apex charged you $85/month while you earned it. If it took 3 months to reach $5,000: Apex total cost = $255 in PA fees. MFF total cost = $1,000 payout share. Apex wins on that withdrawal. But if it took 6 months: Apex = $510 in fees, still keeps $0 of the $5K. If it took 12 months: $1,020 in fees. The longer you take, the more Apex's PA fees erode the split advantage.
Contract Limits After Funding
Apex reduces contract limits after funding. MFF does not. On Apex, a 100K account drops from 16 minis during eval to 6 on the PA — a 62% cut. MyFundedFutures keeps the same limits from eval through funded trading.
This matters more than most traders realize. Your strategy's profitability is a function of position size. Cut your contracts by 62% and your expected daily P&L drops proportionally. The strategy that passed eval might not generate enough profit at funded limits to justify the $85/month PA fee.
MFF's approach is simpler: what you traded in eval is what you trade funded. No surprises, no recalibration, no re-optimization.
Account Stacking: Apex's Advantage
If you plan to run 5+ funded accounts, Apex's economics scale better despite the PA fees. The 100% first-$25K split per account means 5 accounts = $125K at full split. MFF's 80/20 on 5 accounts is still 80/20 — no stacking bonus.
| Metric | 1 Account | 3 Accounts | 5 Accounts |
|---|---|---|---|
| Apex 50K Full | |||
| Monthly PA fees | $85 | $255 | $425 |
| Max at 100% split | $25,000 | $75,000 | $125,000 |
| MFF 50K Core | |||
| Monthly PA fees | $0 | $0 | $0 |
| Payout split | 80/20 | 80/20 | 80/20 |
For a single account extracting moderate profits, MFF wins on total value. For aggressive stackers pulling $5K+ per account within the first $25K window, Apex's 100% split is hard to beat — if you can manage the drawdown, consistency, and contract reduction on every account simultaneously.
Who Should Choose Which
Common Mistakes When Comparing
- Ignoring PA fees in the total cost. Apex's payout split looks better, but $85/month per account is $1,020/year. MFF charges $0. Factor this into your net payout calculation.
- Not understanding drawdown type. "Trailing drawdown" on Apex and MFF are fundamentally different mechanisms. Intraday trailing (Apex) is significantly more punishing than EOD trailing (MFF) for most trading styles.
- Overweighting the 100% split. You only get 100% on the first $25K per Apex PA. After that it's 90%. On MFF you get 80% from dollar one with no monthly overhead. For smaller withdrawals, MFF can net you more.
- Assuming you'll stack before passing one. Account stacking only matters after you've proven you can consistently pass and stay funded. Start with one account on either firm.
- Not verifying current rules. Both firms update pricing and rules. Check official pages before paying.
Final Verdict
For most futures traders: MyFundedFutures. The $77/month Core eval, EOD trailing drawdown, zero PA fees, and no contract reduction make it the better default choice. You give up 10-20% on payout split versus Apex, but you save hundreds in monthly fees and trade under more forgiving rules.
For experienced account stackers: Apex. If you can consistently pass, manage intraday trailing drawdown, absorb the PA fees, and extract $5K+ per account within the first $25K — Apex's 100% split across multiple accounts is the best payout math in futures prop trading.
If you're not sure, start with MFF. Lower risk, lower cost, more forgiving rules. Prove your edge there first. If you want the broader picture, check our best prop firms list and Apex vs Topstep for more context.
